I Was Hit By A Drunk Driver With Insurance

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Post on Nov 07, 2024

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Hit by a Drunk Driver with Insurance: What to Do Next

Being hit by a drunk driver is a terrifying experience, and navigating the aftermath can feel overwhelming. Fortunately, having insurance can help you manage the situation and recover from the accident. Here's a step-by-step guide on what to do if you're hit by a drunk driver with insurance.

1. Ensure Your Safety and Call Emergency Services

Your immediate priority is your safety. If you're able, move to a safe location away from the road. Check yourself for injuries and assist anyone else involved in the accident. Call 911 immediately.

Important: Even if you feel fine, it's essential to seek medical attention. You might have injuries that don't immediately manifest.

2. Gather Information and Evidence

Once emergency services arrive, start gathering information and evidence at the scene. This includes:

• Driver's license information of all parties involved
• Insurance details of all parties involved
• Vehicle registration information of all parties involved
• Police report number
• Photos and videos of the accident scene, including damage to vehicles, road conditions, and any visible injuries.
• Witness contact information

3. Contact Your Insurance Company

Notify your insurance company about the accident as soon as possible. They will guide you through the next steps and help you file a claim.

Be truthful and detailed when describing the accident and your injuries.

Important: Your insurance company will need all the information you gathered at the scene.

4. Seek Medical Attention

Even if you feel okay, it's crucial to see a doctor as soon as possible after the accident. This establishes a medical record and allows any potential injuries to be diagnosed and treated.

Documentation is key. Keep all medical records, bills, and treatment plans organized for future reference.

5. Consider Legal Advice

A personal injury attorney can provide guidance on your rights and options. They can help you negotiate with insurance companies, file claims, and pursue legal action if necessary.

Important: An attorney can ensure you receive fair compensation for your medical expenses, lost wages, and pain and suffering.

6. Document Everything

Keep a detailed journal of all your experiences following the accident. This includes:

• Your injuries and how they impact your daily life
• Medical treatment details
• Lost wages due to the accident
• Any pain and suffering you experience

This documentation will be crucial for proving your case and pursuing compensation.

Understanding the Legal Process

Your insurance company will handle your claim, but the other driver's insurance company will likely be involved.

The drunk driver's insurance company may try to minimize their liability. Having legal representation can help you navigate this process and ensure your rights are protected.

Additional Tips

• Don't admit fault. Even if you feel you might have contributed to the accident, don't say anything that could be interpreted as admitting fault.
• Don't speak to the other driver's insurance company without first consulting with your own insurance company or an attorney.
• Be patient. The legal process can take time, but it's essential to stay organized and persistent.

Conclusion

Being hit by a drunk driver is a traumatic experience. By taking these steps and seeking professional help, you can manage the aftermath, protect your rights, and focus on recovery.

Remember, you're not alone. Seek support from family, friends, or a support group to help you through this challenging time.